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hello, this is Heart River Ferry

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I found a phenomenon that many young people, post-90s and even post-00s, can achieve wealth freedom in just a few years,

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do not have to work overtime,

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more importantly, they are not rich second generation,

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which is terr The advantage of wealth

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many people dream of a lifetime did not do things

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how do these young people do

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Later, I wanted to get some real success lessons from them,

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and found that there was no so-called shortcut,

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but they knew how to turn money into tools and how to make money in the best way.

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freedom of wealth,

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you might say, freedom of wealth is having a lot of money

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but not entirely right.

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Mr. Li Xiaolai's definition of wealth and freedom is that a person no longer has to sell his time to meet the needs of life.

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That is to say, freedom of wealth is not the freedom of money, but the freedom of time.

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That's why some people value time above all else and want to go to the bathroom with a stopwatch,

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because everyone has the same amount of t ime,

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Everyone is using the most equitable, the most scarce time in exchange for money

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how to put into production than to achieve the highest

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it depends on their ability

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Today we talk about the four levels of making money

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almost every level is related to time

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and 90% of people still stay in the first level

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I used to be so afraid of my boss that if I met him in the bathroom,I would probably incontinent

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Many people think that the boss is their food and clothing

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so do as they are told

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But , er, some people dare to give advice to the boss, dare to express their opinions, and even dare to quarrel with the boss.

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Because they know that work is a process of value exchange

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they sell their time and ability, and the company pays the equivalent salary

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This is the same reason that you go to the vegetable market to buy vegetables,

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pay money and deliver goods on one hand,

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each side takes what it needs and cooperates with each other, instead of treating me as a servant

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This is also the first level of ma king money I want to say.

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The person in the first level is what we often call a worker.

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Time in exchange for wages,

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of course, the same time can only be sold.

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A typical migrant worker

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They are more concerned about how much money the boss will give

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how much bonus they will get at the end of the year

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and whether they will get a raise next year

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Therefore, in the first layer of the realm of migrant workers, in their own positions will continue to improve their unit time to create the value in exchange for higher wages.

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Although this is a good choice

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it is not enough to want wealth and freedom

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If you stay in the first level for a long time, your thinking will be limited.

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Unfortunately, many people have been working for many years, but they are still confined to the level of migrant workers.

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If anything is more important to an office worker than salary

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it must be ability

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For example, Zhang San has 10 years of experience,

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but he has been staying at the grass- roots level and dare not change jo bs.

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Li Si worked for three years to reach the middle level, and then started his own business.

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Because Zhang San is just doing things step by step,

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all the work is just to show his boss,

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not touching new things,

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not challenging himself ,

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lying in the comfort zone,

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while Li Si is the opposite, actively seeking change, constantly training himself.

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Zhang San thinks Li Si is stupid,

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and Li Si also thinks Zhang San is stupid. Who is stupid?

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Let's take a look at Li Si. While working for the boss, Li Si is also working for himself, that is,

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his time is sold twice,

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the first time to the boss's salary,the second time to his own growth,

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more importantly, the growth of personal ability, working for the boss is just a passing thing,

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which is actually a kind of investment thinking.

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Salary is a short-term benefit, growth is a long-term benefit

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Or we can use Buffett's favorite compound interest to explain that the nature of compound interest is that doing something

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a will lead to an outcome B,

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and the outcome B will in turn strengthen a, constantly recycling.

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Although the daily progress can not be strengthened every time to the daily work,

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but to provide us with a way to judge.

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It can be judged from two dimensions of value and compound interest.

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Value corresponds to the present

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and the future is whether what we do now has value for the future

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It can be divided into four quadrants .high value high benefits such as finding true love, fitness ,high pay

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and promising work high value low benefits such as playing games, like shopping

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low pay but promising work

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low value low benefits, like aimless swiping mobile phones.

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So we can judge by these four quadrants in terms of employment choice and lifestyle.

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If a job can not bring you high benefits

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no matter how much money the boss gives you

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it is not recommended to do, because growth in the work is the first goal we should consider

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no growth is the most risky way of working

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Before Internet big factory cuts down the member of persons employed in succession

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if your job has irreplaceable

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do not worry about can be cut down

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And those who are laid off

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by the company are not abandoned by the times,

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but abandoned by themselves.

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The first time was sold once

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and the second time was sold twice

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Third Realm: Have you already guessed how to sell

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sell same copy many times at the same time?

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For example, Mr. Xue Zhaofeng, an economics teacher at Peking University, used to teach in the school,

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but later he opened an audio course called Xue Zhaofeng Economics Course on the app of Deutsche University, which has sold 400000 copies so far.

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Fandeng, who came out of CCTV, founded Fandeng Reading,

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which interprets a book through video every week.

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So far, there have been 18 million users.

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They have created value, creating permanent income at a time,

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and the editing cost in the later period is almost zero.

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But you may say that they are all top big bosses with their own IP attributes, ordinary people can not do.

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Don't worry , I'll give you an example of ordinary people,

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we all use PPT above,

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you show your boss every day, show your customers,

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but have you ever thought about using it to make money?

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There are 90 post-90s through the production of PPT template

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three years in a row won the title of WPS Best Designer of the Year

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get million a year

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Later, he opened a PPT course to teach others how to become PPT masters

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Now he's a millionaire.

Unlocking Wealth Freedom: Lessons from Successful Young Entrepreneurs

In today's fast-paced world, many young individuals, including those born post-90s and even post-00s, have managed to achieve wealth freedom within a few short years. What sets these individuals apart is the ability to leverage their resources effectively, without being born into wealth. The key to their success lies in understanding how to maximize time and money, ultimately gaining not just financial wealth, but more importantly, time freedom.

The Four Levels of Making Money

Level One: The Migrant Worker Mentality

At the first level, individuals typically trade their time for a fixed wage, much like a typical worker. They focus on incremental salary increases and bonuses, without considering long-term wealth creation. This mindset, while important for financial stability, often limits one's potential for true wealth and freedom.

Level Two: Investing in Personal Growth

Moving beyond the worker mentality, successful individuals prioritize personal growth and skill development. By continuously seeking new challenges and opportunities, they invest in themselves, leading to greater rewards in the long run. This level requires stepping out of one's comfort zone and embracing change.

Level Three: Leveraging Time for Multiple Gains

The third level involves leveraging time to generate multiple streams of income simultaneously. By creating valuable assets that can be reused or repurposed, individuals like Mr. Xue Zhaofeng and Fandeng have managed to scale their earnings significantly. This level emphasizes scalability and efficiency in income generation.

Level Four: Transforming Skills into Profit

At the highest level, individuals monetize their unique skills and expertise to create sustainable wealth. By teaching others and sharing their knowledge, they not only multiply their earnings but also establish themselves as industry leaders. This level exemplifies the power of turning passion and talent into profitable ventures.

Embracing a Growth Mindset

To transcend the traditional notions of wealth and success, it is crucial to adopt a growth mindset. Rather than settling for incremental gains, aspiring entrepreneurs should focus on continuous learning, innovation, and value creation. By seizing opportunities, taking calculated risks, and investing in personal development, anyone can embark on the journey towards financial independence and freedom.

In conclusion, the pathway to wealth freedom is not a shortcut but a strategic approach that involves leveraging resources, maximizing time, and continuously seeking growth. By learning from the success stories of young entrepreneurs who have mastered the art of turning money into tools for creating freedom, individuals can pave their own way to financial abundance and fulfillment. As the saying goes, "Time is money," but true wealth lies in the freedom to dictate how that time is spent.

So, the next time you find yourself in the midst of a career dilemma or financial challenge, remember the lessons from these successful young individuals who have redefined the meaning of wealth and freedom. By embracing innovation, pushing boundaries, and investing in yourself, you too can unlock the doors to a prosperous and fulfilling future.